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Tips on following safe online banking practices
Banking

Tips on following safe online banking practices

Online banking is the most convenient form of banking preferred by several users due to its ease of access over technological platforms. However, there are also risks to this mode of banking transactions, and here are some tips on safe online banking practices that help protect your finances. Set up your banking account for user authentication with every transaction.
Understanding tax preparation and planning
Accounting & Auditing

Understanding tax preparation and planning

In compliance with the tax codes and process laid by the government, it is mandatory for every citizen of the country to file their tax returns in the first quarter or by April 15th every year. In this context, taxpayers should typically be aware of two elements – tax preparation & planning.
Everything one should know about stocks and bonds
Finance

Everything one should know about stocks and bonds

Being adept at investing is crucial for securing your financial future. The sooner you commence, the greater the possibility of getting rich faster. And there is over centuries-old evidence in the stock market that suggests this. Both bonds and stocks are excellent places to begin, and you can use both elements per your financial standing.
Government grants – What are they and who is eligible
Finance

Government grants – What are they and who is eligible

The government issues grants or financial aid to certain establishments to fund specific projects. Such projects usually focus on public services. There are other purposes for which there are government grants are issued by the federal government; it could involve supporting initiatives revolving around critical recovery or innovative research. Let us take a look at grants funded by the government, what they are, the eligibility conditions, and how to get them.
Credits cards – Common types, benefits, and more
Credit & Lending

Credits cards – Common types, benefits, and more

A wide variety of credit cards are marketed to customers offering different benefits and services. While you do not need to know about every single card on the market to avail of them, understanding this financial tool and why you should opt for it is important. Owning one can offer convenience and perks that help you meet your financial needs.  What is a credit card?
Understanding a savings account and its features
Banking

Understanding a savings account and its features

Savings accounts are interest-bearing deposit accounts held at a financial institution or a bank. These accounts typically fetch you a modest interest rate. Their reliability and safety make them an excellent choice for parking cash required for short-term and long-term needs. Unlike other investment options, the savings accounts are federally insured.
An overview of the health insurance industry
Finance

An overview of the health insurance industry

The  country’s health insurance  industry is a complex mix of private, public, non-profit, and for-profit insurers. Private insurance is the most significant entity offering health coverage, mainly paid for voluntarily by employers. The governments provide health coverage to some specific sections of society. Since healthcare in the country is expensive, it is highly recommended that the residents opt for the right insurance policies.
Things to know about vehicle insurance
Finance

Things to know about vehicle insurance

Every car owner needs vehicle insurance, irrespective of whether they use the car, park it in their garage, or give it to a friend. Most states make this insurance mandatory by law. However, getting it can be tricky if this is your first time, as it involves learning about various coverages and other concepts.
Tips to choose the best ETFs to invest in
Finance

Tips to choose the best ETFs to invest in

There are currently over 2,000 ETFs in the market with a market capitalization of more than $2.3 billion. ETFs or exchange-traded funds are divided into 13 categories depending on the cost of ownership. They range from funds that track stocks to large cap, small caps, emerging markets, in specific areas of the world, and specific industries.
The best ETFs to buy this year
Finance

The best ETFs to buy this year

ETFs – or Exchange-traded Funds – are an investment that is traded on the stock exchange like any other stock. They hold stocks, bonds, commodities, etc. by operating through the arbitrage mechanism keeping the price close to the net asset value. They are also tracked on the index and are attractive due to the low price, tax efficiency, and stock-like features.
Here are a few things to know about commercial real estate investment
Finance

Here are a few things to know about commercial real estate investment

Real estate is the oldest form of investing your money. The creation of property rights has helped establish ‘defensible property.’ Since then buying, selling, and making a financial profit has become a popular practice in real estate. There exists a market for all types of commercial and personal properties. You must be wondering which type of property you should invest in.
An introduction to the different methods of transferring money
Finance

An introduction to the different methods of transferring money

There are various ways through which money can be transferred without physically moving the cash from one place to another. Foreign Exchange Providers Foreign Exchange providers/brokers transfer large amounts of money – to purchase property, business, a regular payment for individual and tailored services and solutions. You have to open an account and fund it via a savings account or credit card.

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