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Understanding the Application Process of FHA Loans
Finance

Understanding the Application Process of FHA Loans

Owning a house is a cherished dream for professionals of all walks of life, with many relying on loans and mortgages to accomplish it. However, with lenders requiring high down payment rates of up to 20% of the total cost, becoming a homeowner is certainly no cakewalk. Individuals from low- to middle-income groups can find it especially difficult to cope with high down payments, and this is where FHA loans can come to their rescue.
Effective Ways to Avoid Credit Card Fraud
Finance

Effective Ways to Avoid Credit Card Fraud

Credit cards are a convenient mode of payment. They are easy to carry compared to cash, can help you earn significant rewards, and can convert larger transaction amounts into low-cost EMIs. Unfortunately, fraudulent transactions via credit cards are becoming increasingly common despite their built-in security features such as CVV and pin numbers.
Prepaid Debit Cards – 6 Best Options to Consider
Finance

Prepaid Debit Cards – 6 Best Options to Consider

If you’re looking for an efficient alternative to full-service debit cards, check out prepaid options. You can quickly deposit some cash onto these cards regularly and use them instead of drawing funds from your savings account. Prepaid cards are a great way of spending money offline and online without worrying about overspending.
Simple practices to keep your banking accounts protected
Banking

Simple practices to keep your banking accounts protected

Today’s bankers require banking services that are available without any restriction in time or transactions. The advent of online banking and card services, both credit and debit cards, have made our everyday lives easier to deal with any form of expenses at any given time. However, this feasibility has also left a somewhat gaping hole in terms of the protection and security of our banking accounts.
Benefits of using electronic checks for business transactions
Banking

Benefits of using electronic checks for business transactions

Electronic checks are a convenient form of making easy payments online for both individuals and businesses. These e-checks, as they are referred to commonly, are a great advantage mainly for reaping good profits in business transactions. Through this mode of payment, customers can easily pay for any form of transaction without having to use their credit or debit cards.
Tips on following safe online banking practices
Banking

Tips on following safe online banking practices

Online banking is the most convenient form of banking preferred by several users due to its ease of access over technological platforms. However, there are also risks to this mode of banking transactions, and here are some tips on safe online banking practices that help protect your finances. Set up your banking account for user authentication with every transaction.
8 financial tips to prepare for retirement
Finance

8 financial tips to prepare for retirement

You cannot afford to move towards retirement unplanned and unprepared. Managing finances without a job can be tricky, especially if you have dependents and other responsibilities. However, having a retirement and pension plan will ensure you spend the rest of your life comfortably and stress-free. Creating this plan for future financial security can be a task in itself for some.
Understanding tax preparation and planning
Accounting & Auditing

Understanding tax preparation and planning

In compliance with the tax codes and process laid by the government, it is mandatory for every citizen of the country to file their tax returns in the first quarter or by April 15th every year. In this context, taxpayers should typically be aware of two elements – tax preparation & planning.
Everything one should know about stocks and bonds
Finance

Everything one should know about stocks and bonds

Being adept at investing is crucial for securing your financial future. The sooner you commence, the greater the possibility of getting rich faster. And there is over centuries-old evidence in the stock market that suggests this. Both bonds and stocks are excellent places to begin, and you can use both elements per your financial standing.
Government grants – What are they and who is eligible
Finance

Government grants – What are they and who is eligible

The government issues grants or financial aid to certain establishments to fund specific projects. Such projects usually focus on public services. There are other purposes for which there are government grants are issued by the federal government; it could involve supporting initiatives revolving around critical recovery or innovative research. Let us take a look at grants funded by the government, what they are, the eligibility conditions, and how to get them.
Credits cards – Common types, benefits, and more
Credit & Lending

Credits cards – Common types, benefits, and more

A wide variety of credit cards are marketed to customers offering different benefits and services. While you do not need to know about every single card on the market to avail of them, understanding this financial tool and why you should opt for it is important. Owning one can offer convenience and perks that help you meet your financial needs.  What is a credit card?
Understanding a savings account and its features
Banking

Understanding a savings account and its features

Savings accounts are interest-bearing deposit accounts held at a financial institution or a bank. These accounts typically fetch you a modest interest rate. Their reliability and safety make them an excellent choice for parking cash required for short-term and long-term needs. Unlike other investment options, the savings accounts are federally insured.

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