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Benefits of applying for personal loans with no credit check
Finance

Benefits of applying for personal loans with no credit check

A common belief is that a personal loan or any other loan is only processed after a thorough credit check. Individuals with a bad credit tend to postpone the loan application in the fear of a credit check. The credit score is considered to be an important factor for borrowers.
Top 5 banks for personal loans in Pakistan
Finance

Top 5 banks for personal loans in Pakistan

Be it home renovation, a wedding, or your dream vacation, nothing should stop you from doing what you want in the best way possible, not even money. And that’s why personal loans are important. These loans are generally unsecured, but a secured personal loan may come with a lower interest rate.
Best credit cards to consider for small businesses
Finance

Best credit cards to consider for small businesses

Credit cards are a big boon to small businesses. Enabling a healthy cash flow, credit cards help to make large purchases by allowing businesses to borrow money for a particular time period without interest. Without having to carry physical cash which can be stolen more easily, credit cards offer flexibility and ease of transactions.
All about pension calculators
Finance

All about pension calculators

Understanding the options available in your retirement fund is highly recommended, once you reach the age of retirement or before. One’s mental health and physical health has a determining factor in retirement. Many optimistic people intend to work as long as they are likely to be retired. Most retirees support themselves on pensions and savings.
Top questions answered on property insurance
Finance

Top questions answered on property insurance

We all have heard about property insurance but only a few know about the basic details. Here are a few questions answered about property insurance. Let us take a look! Why do I need a property insurance? Property insurance requires you to pay out an annual premium based on which your property and belongings will be insured to protect you in the event of any loss or damage occurring due to break ins, theft or other accidents such as fire or other natural disasters.
Popular first time home buyer grants and programs
Finance

Popular first time home buyer grants and programs

Statistics show that nearly 80% of people who live on rent want to buy their own home, but most of them can’t afford to do so. Mortgage rates are skyrocketing and property listings are gaining value by each passing day making it very difficult for applicants to secure a sizeable loan or even afford to pay for the downpayment.
Pros and cos of getting a reverse mortgage
Finance

Pros and cos of getting a reverse mortgage

A reverse mortgage is a type of loan that allows homeowners to receive payments on their house as opposed to them making payments to the lender. At first glance, this option seems too good to be true. But, before committing to it, there are some nitty-gritty details that people must consider when opting for this type of financing.
Tax benefits every first time home buyer should know
Finance

Tax benefits every first time home buyer should know

Tax can be a very complicated financial aspect to understand. If you are planning to buy your first home, the downpayment is one of the major expenses to be borne that can be charged at 3% of the total purchase price on an average. The mortgage taken will include components like interest payments, closing costs, and other fees and charges as applicable to the transaction.
Secure your health using the best Medigap plans
Finance

Secure your health using the best Medigap plans

According to the National Council of aging, there are more than 10,000 citizens across our country who enroll for Medigap plans. The most confusing aspect about having a Medigap policy is, “Why does one need it when they already have a Medicare policy?” The answer to this is simple. Medicare plans do not provide coverage for every medical condition.
Seize these 5 lucrative credit cards for remarkable offers
Finance

Seize these 5 lucrative credit cards for remarkable offers

The standard of living has improved dramatically, and what was once deemed unattainable is within our arm’s length now. Call it evolution or simply an increase in the purchasing power that is conferred on us, we can actually buy that house we always wanted or the car that we spent crushing on in our teenage years, provided we have a decent credit score.
The current best money market funds
Finance

The current best money market funds

Money market mutual funds are a viable option if you want to invest extra cash in a relatively safe, low-risk deposit with liquidity. Through money market funds, your money is invested in high-quality debt for the short term. So, your money is comparatively safer than in mutual funds.  The best money market funds today offer decent expense ratios, a fair yield and are low risk as they invest in government-backed securities.
Tips on how to compare and choose the right credit card rewards programs
Finance

Tips on how to compare and choose the right credit card rewards programs

The market is filled with a plethora of credit card companies waiting to sell their product. They all provide prospective customers with the same kind of deals with respect to reward points and how it may be encashed. Prospective cardholders have options ranging from travel miles, gift cards, cash back on online portals, or maybe an extra percent of reward points on all purchases, where credit card companies provide reward points.

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