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Clear Your Credit Card Balance Before It’s Due
Credit Cards

Clear Your Credit Card Balance Before It’s Due

Better late than never? Here’s a situation to which this adage doesn’t apply: there are plenty of reasons to not pay your credit card bill late, but as it turns out, there are many compelling reasons to pay it before the due date! Free up your credit If you’re planning to make a big purchase with your credit card, you can free up your credit by paying what’s due in advance, right before your statement closes.
Credit Card Churning
Credit Cards

Credit Card Churning

If you vouch by credit card rewards, you must be aware of credit card churning. Credit card companies offer signup bonuses that allow you to earn a bonus if you spend a particular amount within a specified period. Most reward cards come with this offer. Credit card churning is the practice of consistently opening and closing a credit card to benefit from the bonus time and again.
Credit Report Entries That Can Scare Lenders
Credit Cards

Credit Report Entries That Can Scare Lenders

Before applying for a loan or a credit card, you need to keep in mind that lenders will base their decision by looking at your credit score. If you have a low score, there are higher chances that your application might be rejected. Lenders tend to scrutinize the applications of new as well as current customers.
Debunking 4 Myths On Building A Better Credit
Credit Cards

Debunking 4 Myths On Building A Better Credit

There is no quick fix to building a better credit. The only way to increase your score is by making timely payments and being financially disciplined. You should only apply for credit when you think you have the ability to repay the same on time. Many people believe in certain myths about building credit; however, they do not help you achieve a higher score.
Factors That Do Not Affect Your Credit Score
Credit Cards

Factors That Do Not Affect Your Credit Score

You must be aware that having a good credit score will help you get loans in a hassle-free manner. You will be able to save huge amount of interest and enjoy a loan at low APR. You will also have to pay a lower premium for your home or auto loan and will be able to impress employers who have a habit of looking at the credit score before hiring.
Here Are A Few Things To Know About Credit Score
Credit Cards

Here Are A Few Things To Know About Credit Score

If you have ever borrowed funds, you will be aware about the importance of a credit score. Lenders base their decision to give out loans on your credit score. Your credit report will show your credit score, and it will provide all the details about the debts you have had in the past.
How To Use Credit Cards To Pay Rent Or Mortgage
Credit Cards

How To Use Credit Cards To Pay Rent Or Mortgage

Credit cards not only let you make purchases and earn rewards but also add comfort and convenience. Credit cards offer more protection than any other card and give you a number of perks and benefits. Have you ever wondered if you can use your credit card to pay rent or mortgage?
How To Use IRA To Pay Off Credit Card Debt
Credit Cards

How To Use IRA To Pay Off Credit Card Debt

Often, credit card debt can get really overwhelming for most people. Also, you may find that your Individual Retirement Account (IRA) is your only way to get out of squeezing the last bits of your paycheck to repay the balance off of your credit card. Thus, you IRS account is your first option pay off all your credit card debt.
Is Cash Safer Than Credit
Credit Cards

Is Cash Safer Than Credit

How often have you heard about a credit card fraud? People freak out over using credit and debit cards. Many consider cash to be safer and convenient. Cash is considered safer because of anonymity. However, the same anonymity makes it a risk. If cash is lost or stolen, there is no way to retrieve it.
Is Your Medical Credit Card Causing You Heartburn
Credit Cards

Is Your Medical Credit Card Causing You Heartburn

A large number of healthcare providers are offering an option to the patients to charge their cost of medication and treatment on their medical credit cards. These cards are offered by various financial services firms and are meant for consumers who are paying out of their pocket for those treatments that are not covered by their insurance policy.
Setting Spending Limits With Your Bank Or Credit Card
Credit Cards

Setting Spending Limits With Your Bank Or Credit Card

How often have you been stressed owing to a drop in your bank balance? There is a solution for revising your spending patterns. If you set restrictions on your bank or credit card, you will be able to manage your finances in an appropriate manner. Financial discipline can help you achieve your financial goals and you will be able to remain debt free.
The Trap of 0% Financing Deals
Credit Cards

The Trap of 0% Financing Deals

How often have you made a purchase and were offered a way to pay for it over a period of time? Did the retailer offer you a plan where you can repay the amount within 12 months with 0% interest? This is a credit card offer. Over the last few years, there has been an increase in 0% financing from retailers.

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