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Know about the pros and cons of a PayPal account

One of the largest online payment processors in the world is PayPal. This leading payment processor allows one to transfer money, process debit and credit card payments, and much more. Powerful brands such as Nike, eBay, iTunes, Coca-Cola, Walmart, iTunes, Adidas, and many others also use PayPal. If one is considering to start using or switch to PayPal, there are some advantages and disadvantages of PayPal that one should be aware of.

Know about the pros and cons of a PayPal account

Advantages of using PayPal
There are various advantages of using PayPal accounts, which makes it one of the biggest third-party payment providers in the world. Listed below are some of the advantages of using PayPal:

  • Safe and secure
    While logging on to any online payment websites, one has to enter their credit card and bank account details and hence, it is necessary to ensure that the platform that they’re using is safe and secure. PayPal accounts are easy to sign up for and the transactions are made using the PayPal secure system which makes the credit cards and bank accounts secure. The credit card information stays private when a payment is made using the PayPal account; this means that one does not have to worry about their account getting downloaded and hacked by an online merchant.
  • Flexibility
    One of the best features of a PayPal account is that one can set multiple bank accounts, credit card accounts, and debit card accounts to fund their PayPal account. This helps to relieve the hassle and embarrassment if the credit card gets declined when trying to purchase goods and services online as PayPal has all the accounts synced to it. This makes online transactions easy. PayPal secures all the synced accounts created by a user; the user can choose from whichever account they want depending on their requirements.
  • Cost-effective
    PayPal is a no-extra-costs solution as they don’t charge any extra fees for being a member, processing, and maintenance. There are various benefits one receives by making transactions from PayPal and one can enjoy these benefits for free. PayPal also offers special discounts for loyal customers who use the online payment service to buy from specific retailers.
  • Easy-to-use app
    PayPal is available for Android as well as iOS platforms. This accessibility helps people make online transactions with just a few clicks. Once the app is downloaded and the security procedures are done, it is easy to transfer, pay bills, send money, track the transactions, purchase on eBay, and various other retail websites.
  • Send money
    Sending money to a friend in trouble or children in school, no matter where they are across the globe is easy for people who have a PayPal account. PayPal users can instantly transfer money to anyone with just a click. It saves time as well as money that is normally charged to transfer funds. Receiving money becomes easier and faster than ever with PayPal.

Disadvantages of using PayPal
Every coin has two sides and hence, there are also some drawbacks of using PayPal accounts. Below are some of the disadvantages associated with using a PayPal account:

  • Unsatisfactory customer support
    One major drawback of PayPal is its unsatisfactory customer service, and this is why PayPal is considered as an unfriendly platform for users. Most of the emailed queries and contact information often receive an automated response. Customer service is one of the key features customers look for when choosing to select any service that especially involves money.
  • Freezing account
    When one signs in and creates a PayPal account, there are some terms and conditions that one has to read. Many people either skim through that page or just ignore it completely and then unknowingly, many people end up violating certain rules, even minuscule ones, that were mentioned in the terms and conditions page and PayPal freezes the account. PayPal does not need any permission for freezing accounts or withholding funds if they find any suspicious transaction or activity.
  • Not exactly present worldwide
    PayPal is known to be a worldwide service; however, this service is not supported by all the countries in the world. Some of the countries that don’t support PayPal include Syria, Iran, Pakistan, Monaco, Uzbekistan, Afghanistan, Bangladesh, Egypt, Zimbabwe, Lebanon, West Bank, Cuba, Moldova, and Ghana. There are few banks and companies as well who do not support the PayPal service.
  • A target for phishing and scams
    PayPal does protect its customers from identity thefts and data leaks. However, it does not provide protection to its customers from malicious shoppers. PayPal is also one of the popular targets for phishing and scams. Fake e-mails or online messages may also be received from organizations or individuals who pretend to be affiliates of PayPal. Ensure that no personal information is provided via email and be extra cautious in order to not be victimized by such scams.
  • Holds and deductions
    Another con of using a PayPal account is that when one receives money from any person, according to the company’s policy, PayPal is allowed to deduct some taxes on that amount. This happens only in the case of receiving money, and this is, hence, not very well known as the money received is often used for shopping and other online transactions. Also, the company may also hold the money for a period of 20 days sometimes just to guard the possibility that there could be a problem with the transaction.

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6 simple benefits of meditation
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6 simple benefits of meditation

A habitual process, mediation helps to train the mind to be more focussed by redirecting thoughts. Many people use meditation techniques to increase self-awareness. Some people use mediation as a way to alleviate stress and increase concentration levels. Whatever be the purpose of mediation, the process comes with a lot of benefits. Here are some of the well-known benefits of mediation and how it affects the brain. Improves sleep cycle Nearly everyone suffers from insomnia once in a while. Some experience a persistent lack of sleep. The reasons for a disrupted sleep cycle can be severe stress, anxiety, and worrying. Often racing thoughts and severe emotional distress can also cause insomnia. Medication helps in dealing with insomnia. However, by focusing all thoughts, meditation can be beneficial in controlling racing and runaway thoughts. Moreover, it will release the tension and help the mind and body relax, leading to improved sleep quality. Those who meditate often have better REM sleep and tend to fall asleep in a shorter time. Reduced perception of pain Everyone’s brain perceives pain with different intensities. However, when one is extremely stressed out or anxious, one’s perception of pain may be higher than usual. Pain receptors are directly linked to the emotional state of mind. When one incorporates regular meditation in their everyday routines, it can be effective in controlling pain sensations. With mindfulness meditation, pain can be alleviated. Moreover, the quality of life also improves. Those who suffer from chronic pain may find meditation useful as it lowers the risk of depression. Those who meditate have been known to develop higher tolerance towards physical pain. Improved concentration levels Mindfulness meditation increases the ability to focus on the present. It is similar to weight-lifting, but for the brain. This can improve concentration levels required for the other tasks in everyday life. According to research, mindfulness is linked to one’s ability to process new information. It gives a boost to emotional regulation, memory, and learning ability. Moreover, this can help in reversing patterns of worrying and wandering minds. All of this can give more clarity, allowing greater decision-making capability. Meta-awareness and attention can be trained through mindfulness meditation and focused-attention meditation. Lower risk of age-associated memory loss With meditation, there is improvement in attention. In addition, there is improved clarity of thought. A form of meditation that involves repeating a chant or mantra has been known to improve neuropsychological performance. Along with chanting, the meditating process also involves repetitive motions of the fingers. This helps to focus thoughts. Moreover, different forms of meditation have been known to boost memory, attention, and mental agility, especially in older adults. Along with slowing down age-related memory loss, meditating can help to control stress that is often a major contributor to memory loss. Better management of depression and anxiety Dwelling on anxious thoughts is one of the major factors contributing to depression. With mindfulness meditation, the mind can be trained to focus on the present. Practicing mindfulness over a longer duration can alleviate anxiety. It also helps in easing symptoms of depression. In many cases, meditation is often a part of comprehensive mental health treatment plans. From correcting troubled sleeping patterns, appetite loss, and moodiness, mindfulness-based mediation can go a long way in making it easier to manage anxiety and depression. Better self-esteem Mindfulness and meditation encourage a person to slow down. These practices help to follow deeper self-reflection. Along the way, a person gains the ability to discover positive attributes about themselves. A person is able to examine their feelings, emotions, and thoughts without any judgment. This boosts self-awareness. It also helps in improving social anxiety symptoms. All of these help in gaining a better sense of self-esteem.
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Important things to know about prayer beads
Tibetan prayer beads

Important things to know about prayer beads

If you have been practicing meditation or yoga for a long time, you probably have come across prayer beads. You can find these Buddhist beads, alternatively referred to as Tibetan prayer beads, in sculptures or paintings of Buddha where he is seen holding these beads. Although it is quite a common sight, few actually know about Tibetan prayer beads. This article elucidates on some important points related to prayer beads. Prayer beads have been used across the globe for thousands of years. They play a vital role in various cultures and countries for meditation purposes. Some records claim that beads were first noticed in Nepal and India. They have been used across different religions, such as Catholicism and Hinduism, among others. Advantages of prayer beads Prayer beads can help you with various aspects of meditation, a practice that provides numerous health benefits. Meditation can contribute to lowering blood pressure, improving sleep, and reducing stress levels. However, many people face difficulties while meditating, particularly at the start. This is when prayer beads prove to be useful, as they keep you focused while meditating. The constant movement of your fingers around the beads helps in grounding you. When you touch each bead, you say a chant so you can keep a count of the number of times you have repeated the chant. Composition of prayer beads Traditionally, they consist of 108 beads along with a guru bead, which has a tassel and is bigger than all the other beads. How significant is the number of beads Usually, traditional Tibetan prayer beads have 108 beads. This number is considered sacred in Buddhism and Hinduism. However, if you feel that 108 is a lot, you can purchase a necklace with 27 or 54 beads. Some necklaces have beads of different shapes after the 27 th bead. So, you can keep track of your repetitions efficiently. Such prayer beads also allow for shorter meditation periods. How can you use prayer beads for meditation? Breath control and repetition of the chant are two key starting points while using prayer beads during meditation. It is advisable to focus on your breathing while meditating. You can use prayer beads for managing your breath by: Holding the prayer beads in one hand Allowing the beads to drape around your fingers so that you may move them with ease Inhaling and exhaling one full breath Moving the fingers to the next bead; breath in and out once for each bead Concluding at the guru bead to finish 108 breaths Moving your fingers in the other direction until you again reach the guru bead if you wish to do another round. While following these steps, you may repeat a chant, which can be a sound, word, or phrase to be aware of during meditation.
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Health

Healing Prayers and Their Health Benefits

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Help people cope with difficulties During difficult or stressful times, prayers can help one feel hopeful and resilient or release their sense of control, relinquishing it to a higher power or truth. This can provide a powerful framework for coping with stress or grief, reducing the risk of anxiety or depression. Enhance gratitude Prayers often involve practicing gratitude and compassion. This may help people let go of any ill or negative feelings they may be harboring, helping them feel lighter and boosting overall health. Promote mindfulness Some forms of prayer and spiritual practices, such as meditation, promote awareness of the present. This could help people control their thoughts and emotions, ground them in the current moment, create a connection between the mind, spirit, and body, and offer peace or mindfulness. According to a recent study published in Frontiers in Psychology, engaging in a daily 10-minute centering prayer significantly reduced stress levels among college students. Help support physical health Some studies also suggest that prayers may help support physical health in the following ways: Reduce stress: Healing prayers often induce a relaxation response, which can aid in reducing stress and anxiety levels and calming the cardiovascular system. This can have physiological benefits, such as lowered heart rates, blood pressure, and oxygen consumption. Praying can help reduce stress levels, boost immunity, and manage pain. Raise immunity: High stress levels may also lead to chronic inflammation. According to research, there is a strong correlation between chronic inflammation and aging. This may result from the negative impact of stress on the thyroid and adrenal glands. Over time, this may lead to low immune function and raise the risk of conditions such as atherosclerosis, diabetes, and cardiovascular diseases. Reduce the risk of Alzheimer’s: Spiritual practices such as praying and meditation may also act as a natural buffer against age-related conditions such as Alzheimer’s and arthritis. While praying may not be enough to prevent the onset of these conditions, it may help delay them, reduce symptoms, or slow down their progress. Based on research and anecdotal evidence, prayers appear to have several healing qualities – both physical and emotional. To introduce this practice into one’s daily life, here are some tips that may help: Form a habit: Praying at the same time every day may help one establish some time apart for connecting with themselves and the powers they believe in. Set aside five to ten minutes daily to pray or meditate, and do it consistently. Keep it simple: Praying and meditation do not require significant investments. A calm, quiet space is enough. If interested, one may consider investing in plants, inspirational books, essential oils, etc., over time. Find a partner or community: Praying with others may help one feel more connected. This could be a spiritual teacher, healing prayer group, friend, family member, or partner. In these settings, one may devise creative ways to stay engaged and give back to society. Healing prayers and meditation practices can be a boon for one’s overall well-being, with benefits that transcend the physical realm. They may play an essential role in helping one stay grounded and healthy, promote good habits, cope with difficulties, reduce anxiety and stress, get in touch with their greater purpose, and stay connected with the community.
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Natural Remedies That Boost Sleep Quality
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Natural Remedies That Boost Sleep Quality

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Buy bean bag chairs to relax in style
Chairs

Buy bean bag chairs to relax in style

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Natural Remedies for Depression
Health

Natural Remedies for Depression

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