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8 Key Factors to Consider When Buying a New Home

Purchasing a house is a significant decision that requires extensive research, loan applications, and personal visits to multiple properties. To start the process, one should have a clear picture of one’s preferences beforehand. Preparing a list of requirements one expects in one’s future home will help streamline the search and help one focus on listings that meet these core necessities.

8 Key Factors to Consider When Buying a New Home
It is also advised to consider essential amenities that will enhance one’s living experience. 

Things to consider when buying a new home

1. Commute time
Before committing to a specific property, it is important to consider how far it is from places one frequents. Check the distance from one’s potential home to places like one’s school or office, grocery stores, fuel stations, and more. Additionally, confirm if the property has easy access to public transport if it is an important requirement. All these factors determine the amount of time one spends traveling. If a family is moving, they should consider the time the parents will have to invest in the commute. They might need to drop their kids off at school and sometimes pick them up. This could add to the time required to commute to and from work. Choosing a neighborhood near one’s relatives could offer additional support when needed and facilitate a strong sense of community.

2. Types of houses
Homebuyers should evaluate their specific requirements regarding the type and size of the property before committing to the purchase. The size of the family is another key factor in deciding the type of house they need to invest in. In the country, popular property types include Spanish Villas, Casitas, Modern Adobe, Mission Revival, Haciendas, Residences, and more. Spanish Villas are a commonly recognizable and popular architectural style in the country. Casitas are smaller houses meant for comfortable and cozy living. Modern Adobe can be big or small, and it can even make up multi-level estates. Before selecting a home, potential homebuyers should consider the liveable area, exterior space, amenities, and their budget.

3. Energy efficiency
Utility bills can severely impact one’s budget. It is crucial to select a property that does not consume most of the homebuyer’s monthly budget in the form of bills. To steer clear of such properties, individuals are advised to ask the seller to share details regarding the property’s previous energy performance. In addition, individuals should check the energy efficiency of appliances like the HVAC, refrigerator, windows, and other related equipment. 

4. Property additions
If amenities like patio gardens are important for a home buyer, then they should check if they will be able to maintain them. Such additions that come with the house are often an owner’s responsibility. So, buyers must consider the time, energy, and money they need to invest in maintenance. Furthermore, they should check if the property can be modified or extended in the future to meet evolving needs. Check the options available that will help increase the property’s livable square footage.

5. Historical district
If one intends to make changes to the property or extend it, one should check the significance of the area where one’s home is located. Properties that are part of a historical district may have restrictions on upgrades or modifications. Often, permissions will be needed to carry out renovation works. This may significantly limit what people can or cannot do with their home space.

6. Potential drawbacks
If the property is located on a busy street or near a railway track or highway, it can cause great disturbance during the day for the occupants. Furthermore, it is important to steer clear of houses in high-crime localities or desolated areas as such factors affect the occupants’ safety and the property’s future resale value. Renting out such houses might be a challenge as well. So, evaluate the drawbacks of a property carefully and determine which ones are acceptable and which ones are deal breakers.

7. Price
Determining a budget is crucial before venturing into house hunting. With a price range in mind, the buyer can quickly decide the kind of house they want to buy and the location that would fit their budget. It is best to avoid trying to stretch one’s budget, as it could impact the down payment or post-purchase expenses one has to make. The average cost of buying a house in major cities across the country is estimated to be around 3,987,220 pesos. Some of the most exclusive neighborhoods in the country have apartments that could cost 11,843,230 pesos. The pricing for different types of houses varies from suburb to city. Individuals with a tight budget can select a house at a commutable distance from the city and save significantly.

8. Neighborhood suitability
Once the buyer has determined their price range for the purchase, they can start narrowing down their search based on affordable areas. Location is an important aspect as it can impact the family’s daily life and how they spend their day. Aside from commute time, they should check the neighborhood and see if it is safe, comfortable, and accommodating. Check the availability of necessary resources and communities in the neighborhood. Do not forget things like shopping locations, dining options, and walkability. The location’s vulnerability to natural disasters should also be an important deciding factor.

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